Best Nissan Sentra Insurance in Colorado Springs

Insurance for Nissan SentraThe recommended way to get low-cost Nissan Sentra insurance is to regularly compare price quotes from different companies who sell auto insurance in Colorado Springs. Price quotes can be compared by following these steps.

Step 1: Try to learn a little about car insurance and the measures you can take to prevent rate increases. Many things that increase rates like traffic violations and a not-so-good credit history can be controlled by being financially responsible and driving safely.

Step 2: Compare price quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can only give prices from one company like GEICO or Farmers Insurance, while agents who are independent can provide rate quotes for a wide range of insurance providers.

Step 3: Compare the new rates to your existing rates to see if a cheaper price is available in Colorado Springs. If you find a lower rate and buy the policy, make sure the effective date of the new policy is the same as the expiration date of the old one.

One important bit of advice is that you’ll want to make sure you compare identical coverages on each quote request and to quote with as many auto insurance providers as possible. This provides a level playing field and the best price selection.

Sad but true, the vast majority of car insurance customers have been with the same company for four years or more, and 38% of drivers have never compared rates with other companies. With the average car insurance premium being $1,810, Colorado drivers can save up to $610 each year just by comparing rates, but they don’t want to take the time to compare rates online.

Nissan Sentra coverage statistics

The rate table below covers estimates of policy rates for Nissan Sentra models. Having a good grasp of how insurance policy rates are calculated can help customers make smart choices when buying a policy.

Nissan Sentra Insurance Rates in Colorado Springs, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sentra 2 $226 $562 $396 $24 $118 $1,326 $111
Sentra 2.0 S $226 $662 $396 $24 $118 $1,426 $119
Sentra 2.0 SR $226 $662 $396 $24 $118 $1,426 $119
Sentra 2.0 SL $260 $662 $396 $24 $118 $1,460 $122
Sentra SE-R $260 $662 $396 $24 $118 $1,460 $122
Sentra SE-R SPEC V $260 $762 $396 $24 $118 $1,560 $130
Get Your Own Custom Quote Go

Table data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Colorado minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, homeowner, and multi-policy. Rate quotes do not factor in specific zip code location which can influence rates considerably.

Seven Tips to Get Cheaper Colorado Springs Insurance Prices

Many things are considered when you get your auto insurance bill. Some are obvious such as traffic violations, but other factors are less apparent like your continuous coverage or how financially stable you are. An important part of buying insurance is that you know the different types of things that go into determining your car insurance rates. When consumers understand what determines premiums, this enables you to make decisions that may reward you with lower premium levels.

The items below are some of the major factors utilized by car insurance companies to help set premiums.

Persistent drivers can save

The cheapest Nissan Sentra insurance in Colorado Springs is definitely available online as well as from independent agents in Colorado Springs, and you should compare rates from both to have the best chance of lowering rates. There are still a few companies who may not offer online price quotes and usually these regional carriers sell through independent agencies.

As you restructure your insurance plan, do not skimp on coverage in order to save money. Too many times, consumers will sacrifice liability coverage limits only to discover later that it was a big error on their part. The aim is to get the best coverage possible at an affordable rate while not skimping on critical coverages.

Insureds switch companies for many reasons like unfair underwriting practices, an unsatisfactory settlement offer, high rates after DUI convictions and delays in paying claims. Whatever your reason, finding the right insurance provider can be pretty painless.

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