How Much are Colorado Springs Car Insurance Quotes for Immigrants?

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Wouldn't life be great if we knew the one company that has the lowest rates for immigrants? Regrettably, it's not quite that easy, as there are a whole bunch of unknown elements such as the level of liability coverage you want, if you want full coverage included, citations or tickets, and the safety features built into your vehicle, that all help calculate your car insurance rates. The information below will cover the best ways to find cheap auto insurance and will hopefully give you a jump start in finding the best auto insurance.

For foreigners, one of the more important components that are looked at to determine insurance cost is where your car is garaged in Colorado Springs. Regions with larger populations or more claims tend to have more expensive auto insurance rates, whereas less populated areas have the gratification of cheaper auto insurance rates.

The information below shows the most expensive areas in Colorado for immigrants to purchase car insurance in. Colorado Springs shows up at #12 with a yearly premium of $1,277 for car insurance, which is around $106 each month.

Car insurance prices in Colorado Springs
Rank City Annual Premium
1 Aurora $1,417
2 Pueblo $1,397
3 Denver $1,397
4 Commerce City $1,368
5 Lakewood $1,365
6 Northglenn $1,342
7 Centennial $1,317
8 Arvada $1,308
9 Littleton $1,293
10 Security-Widefield $1,291
11 Highlands Ranch $1,279
12 Colorado Springs $1,277
13 Ken Caryl $1,274
14 Brighton $1,273
15 Thornton $1,268
16 Westminster $1,246
17 Parker $1,233
18 Castle Rock $1,224
19 Broomfield $1,203
20 Boulder $1,171
21 Greeley $1,144
22 Longmont $1,133
23 Grand Junction $1,132
24 Fort Collins $1,100
25 Loveland $1,074
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Annual rates are comparative as specific Colorado Springs zip code can affect auto insurance rates substantially.

The type of vehicle requiring insurance is one of the largest factors when shopping around for cheaper auto insurance for immigrants. Vehicles with high performance, poor safety features, or a high likelihood of having liability claims will cost quite a bit more to insure than more modest models.

The next list ranks auto insurance prices for the most affordable automobiles to insure in Colorado.

Cheapest Vehicles to Insure in Colorado Springs, CO
Make and Model Estimated Cost for Full Coverage
Ford Escape XLS 2WD $1,294
Toyota Prius $1,314
Ford F-150 XL Regular Cab 4WD $1,323
Honda CR-V LX 4WD $1,333
Toyota Camry LE $1,399
Toyota RAV4 Sport 2WD $1,406
Hyundai Elantra SE Touring Station Wagon $1,409
Honda Odyssey LX $1,419
Dodge Grand Caravan Crew $1,426
Ford Edge SEL AWD $1,502
Chevrolet Silverado LTZ Extended Cab 4WD $1,509
Volkswagen Jetta SE 4-Dr Sedan $1,502
Ford Fusion Sport 4-Dr Sedan $1,511
GMC Sierra 3500HD SLE Extended Cab 2WD $1,529
Toyota Tacoma Double Cab 4WD $1,534
Honda Civic DX 4-Dr Sedan $1,541
Ford Explorer Limited 2WD $1,564
Honda Accord LX-S 2-Dr Coupe $1,573
Jeep Grand Cherokee Laredo 4WD $1,576
Ford Focus SEL 4-Dr Sedan $1,586
Toyota Camry Hybrid $1,600
Chevrolet Silverado 2500HD LT Crew Cab Diesel 4WD $1,603
Toyota Corolla LE $1,617
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Data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-policy, and multi-vehicle. Rate quotes do not factor in specific garaging location which can lower or raise premiums considerably.

Based upon these rates, cars like the Ford Escape, Toyota Prius, and Ford F-150 should be a few of the most budget-friendly vehicles to insure for foreigners.

Comparing quotes for affordable car insurance is not always easy, and determining which companies have the cheapest insurance rates for immigrants requires even more diligence. Every auto insurer uses a little different formula to determine premium rates, so first we will examine the most budget-friendly insurance companies in Colorado.

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Colorado car insurance ranked by cost per year
Rank Company Cost Per Year
1 The Hartford $850
2 Grange $958
3 USAA $999
4 Nationwide $1,121
5 GEICO $1,152
6 Auto-Owners $1,168
7 Travelers $1,183
8 State Farm $1,246
9 American Family $1,262
10 Progressive $1,336
11 Amica $1,340
12 California Casualty $1,444
13 Allied $1,453
14 Colorado Farm Bureau $1,592
15 Farmers $1,629
16 MetLife $1,811
17 Allstate $2,015
18 Encompass $2,253
19 Safeco $2,447
20 Titan $2,657
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The Hartford has some of the lowest car insurance rates in Colorado Springs at around $850 each year. Grange, USAA, Nationwide, and GEICO also rank well as some of the cheaper Colorado Springs, CO insurance companies.

In this example, if you currently have a policy with Nationwide and switched to The Hartford, you could earn a yearly savings of approximately $271. Customers with GEICO might save as much as $302 a year, and Auto-Owners policyholders might lower prices by up to $318 a year.

To compare your rates to other Colorado insurance companies, click here to get a free quote or click through to the companies below.

It's important to note that these premium estimates are averages across all types of insureds and vehicles and do not factor in an exact vehicle garaging location for immigrants. So the insurer that fits your needs best may not even be in the top 21 companies shown above. That illustrates why you need to compare rates from as many companies as possible using your own specific driver and vehicle information.

Buying coverage from a good quality auto insurance provider can be difficult considering how many companies provide coverage in Colorado. The information displayed below may help you select which providers to look at when shopping around. These rankings only include large insurance companies, so companies that only write business in Colorado or surrounding areas will not be included in the list.

Top 10 Major Auto Insurance Providers in Colorado Springs Ranked by Customer Service

  1. GEICO
  2. State Farm
  3. The Hartford
  4. The General
  5. Progressive
  6. Allstate
  7. AAA Insurance
  8. American Family
  9. Nationwide
  10. Travelers

The information below illustrates how your choice of deductibles can increase or decrease insurance costs when getting quotes for cheap insurance for immigrants. The premium estimates are based on a married male driver, full physical damage coverage, and no discounts are applied to the premium.

The chart above illustrates that a 50-year-old driver could save $340 a year by increasing from a $100 deductible up to a $500 deductible, or save $514 by selecting a $1,000 deductible. Youthful drivers, like the 20-year-old, have the ability to save as much as $1,138 every year just by choosing higher deductibles. If you do decide to increase your deductibles, it is necessary to have enough savings to be able to pay the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.

The Colorado Springs, CO, insurance agents below are willing to answer your questions and help you decide which policy fits your needs best, as some people have coverage questions and would like to have the advice of a professional agent when shopping for cheaper insurance for immigrants. It's not always simple to find the cheapest rate yourself, and agents can provide comfort knowing you have adequate protection. To find an auto insurance agency close to where you live, click the button after the list or click here to compare rates now.

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How to find budget-friendly insurance for immigrants

Below you'll find some money-saving ideas that can help Colorado Springs drivers find cheaper coverage.

The final tip is highly crucial, as was pointed out in this write-up. Car insurance prices can change considerably in a year, so drivers shouldn't hesitate to switch carriers if a cheaper price is available. Staying with the same car insurance company is fine, but we do not recommend it if that loyalty ends up costing big bucks every year. In just a few minutes you could compare prices to find cheaper car insurance for immigrants in Colorado Springs.