Buying the cheapest auto insurance for a Nissan Sentra is pretty simple for most people to do, but it is dependent upon lots of different factors such as how many miles you drive each year, your profession, and your driving record. Drivers will pay around $1,111 annually for Sentra insurance, but that cost is an approximation based upon a 30-year-old single male driver with full coverage and $500 deductibles.
When estimating a car insurance rate like we just did, the issue is that you are not 30 and maybe not even a male, you might be married instead of single, or you just prefer to insure for liability only. There is no perfect policy for every driver, so the only real way to find cheap insurance rates for your Nissan is to just compare rates yourself. It’s really quite easy you will receive prices from some of the cheapest companies available.
The trim level of your vehicle impacts the coverage cost, so the price to insure a Sentra 2 will be $164 less than the insurance cost for the high end Sentra SE-R SPEC V model, as shown below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Sentra 2.0 S||$220||$434||$460||$28||$138||$1,280||$107|
|Sentra 2.0 SR||$220||$434||$460||$28||$138||$1,280||$107|
|Sentra 2.0 SL||$252||$434||$460||$28||$138||$1,312||$109|
|Sentra SE-R SPEC V||$252||$500||$460||$28||$138||$1,378||$115|
|Get Your Own Custom Quote Go|
Prices based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Colorado minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-vehicle, and multi-policy. Premium costs do not factor in specific garaging location which can lower or raise premium rates substantially.
Selecting the highest-rated insurance provider can be a challenge considering how many different companies insure vehicles in Colorado Springs. The company information displayed below may help you pick which companies you want to consider when looking for cheaper rates.
These ratings only include companies that insure vehicles across America, so smaller companies that only insure vehicles in Colorado are not factored into the list. If you’d like to compare prices from these and other top-rated companies, click this link.
Top 10 Large Auto Insurers in Colorado Springs Ranked by Claims Service
- State Farm
- AAA Insurance
- Liberty Mutual
- Titan Insurance
- The Hartford
- The General
Top 10 Large Auto Insurers in Colorado Springs Ranked by Customer Satisfaction
- Titan Insurance – 95%
- USAA – 94%
- AAA Insurance – 91%
- Nationwide – 90%
- State Farm – 90%
- The Hartford – 89%
- GEICO – 89%
- Allstate – 88%
- 21st Century – 88%
- The General – 88%
The information below demonstrates how choosing different deductibles can affect yearly insurance costs when getting quotes for cheap insurance for a Nissan Sentra. The information is based on a married male driver, full coverage, and no other discounts are factored in.
The data above shows that a 50-year-old driver could lower their policy premium by $330 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $498 by using a $1,000 deductible. Younger drivers, such as the 20-year-old example, could roll back prices $1,110 or even more just by choosing higher deductibles when buying full coverage. If you do decide to increase your deductibles, it is a good idea to have plenty of money set aside to satisfy the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.
Cautious drivers save money
The ideal way to obtain the cheapest auto insurance premiums in Colorado for a Sentra is to be a good driver and maintain a clean driving record. The example below demonstrates how speeding tickets and at-fault claims drive up yearly insurance costs for different ages of insureds. The data assumes a single male driver, full physical damage coverage, $500 deductibles, and no discounts are applied.
In the example above, the average cost of car insurance in Colorado per year with no violations or accidents is $1,925. Receive one speeding ticket and the average cost surges to $2,171, an increase of $246 each year. Next add two accidents along with the one speeding ticket and the yearly cost of auto insurance for a Nissan Sentra goes up to an average of $4,407. That’s an increase of $2,482, or $207 per month, just for not paying attention while driving!
Ideas to find the cheapest auto insurance for a Nissan Sentra
The list below details some thrifty ideas that can help drivers get lower-cost coverage.
- Good credit scores may lower your rates
- Raise your deductibles
- Bundle home and auto and earn a discount
- Avoid accidents
- Be a cautious driver
- Avoid filing small claims
- Shop around for cheaper rates regularly
That final tip is remarkably crucial, as we stressed in the prior article. Car insurance rates in Colorado Springs can be adjusted at any time, so drivers shouldn’t be reluctant to switch companies if you can save money.
Many drivers have brand loyalty and that’s fine, but is isn’t recommended if that stubbornness costs you lots of money. Take a couple minutes and shop around and find cheaper auto insurance for a Nissan Sentra.
The insurance agents in Colorado Springs listed below can most likely provide answers to your questions and help you determine which car insurance policy is best, as some drivers aren’t sure which coverage they need and prefer to have a consultation when shopping for the best coverage for a Nissan Sentra. It can be complicated to find the cheapest rates, and insurance agents licensed in the state of Colorado can provide satisfaction knowing you have enough coverage when you need it. To find an agent nearest to you, click the button below the list.
Bob Hawkins – State Farm Insurance Agent
5490 Powers Center Point #132 – Colorado Springs, CO 80920 – (719) 418-3377
Dave Beadles – State Farm Insurance Agent
308 W Fillmore St #106 – Colorado Springs, CO 80907 – (719) 632-5433
American Family Insurance – Diane Christensen
1957 W Uintah St – Colorado Springs, CO 80904 – (719) 477-1636
Nationwide Insurance: Jeffrey Lloyd Sudermann Agency
6455 N Union Blvd #104 – Colorado Springs, CO 80918 – (303) 974-7676
Aileen Baldwin – State Farm Insurance Agent
540 W Garden of the Gods Rd – Colorado Springs, CO 80907 – (719) 599-9044