Best Insurance for an Audi Q7 in Colorado Springs

A recent study showed that nearly 70% of Colorado drivers have purchased from the same company for more than four years, and practically 40% of insurance customers have never even compared rates from other companies. American drivers can save nearly 46.5% each year by just shopping around, but they just don’t understand the big savings they would realize if they swap their current policy for a cheaper one.

Discount Audi Q7 insuranceThe easiest way to get discount Audi Q7 insurance is to regularly compare price quotes from insurers who provide auto insurance in Colorado Springs.

One piece of advice is to compare the same physical damage deductibles and liability limits on each quote and and to get prices from as many companies as feasibly possible. This enables a fair price comparison and the best price quote selection.

Our objective is to let you in on how car insurance companies work and how you can save the most money. If you have coverage now, you will most likely be able to reduce the price you pay using the ideas covered in this article. Nevertheless, Colorado car owners must learn how the larger insurance companies calculate your policy premium and apply this information to your search.

When comparing car insurance rates, know that quoting more helps increase your odds of locating the best rates.

The companies shown below offer free quotes in Colorado. If multiple companies are listed, it’s highly recommended you compare several of them in order to get a fair rate comparison.

Analysis of Audi Q7 rates

The premium table shown next showcases detailed analysis of insurance coverage prices for Audi Q7 models. Having a better understanding of how auto insurance prices are established can be of help when making decisions on the best policy coverages.


Audi Q7 Insurance Rates in Colorado Springs, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Q7 3.6 Quattro $182 $332 $338 $20 $100 $972 $81
Q7 3.6 Premium $182 $332 $338 $20 $100 $972 $81
Q7 3.0 Premium Turbo $182 $332 $338 $20 $100 $972 $81
Q7 3.6 Quattro Turbo Diesel $182 $332 $338 $20 $100 $972 $81
Q7 3.6 Premium Plus $182 $332 $338 $20 $100 $972 $81
Q7 3.6 Prestige S-Line $182 $376 $338 $20 $100 $1,016 $85
Q7 3.6 Prestige $182 $376 $338 $20 $100 $1,016 $85
Q7 3.6 Premium Plus SLINE $182 $376 $338 $20 $100 $1,016 $85
Q7 3.0 Premium Plus S-Line Turbo $182 $376 $338 $20 $100 $1,016 $85
Q7 3.0 Premium Plus Turbo $182 $376 $338 $20 $100 $1,016 $85
Q7 3.0 Prestige S-Line Turbo $198 $376 $338 $20 $100 $1,032 $86
Q7 3.0 Prestige $198 $376 $338 $20 $100 $1,032 $86
Q7 4.2 Prestige Turbo $198 $376 $338 $20 $100 $1,032 $86
Q7 4.2 Prestige S-Line 8Cyl $198 $376 $338 $20 $100 $1,032 $86
Q7 4.2 Quattro $198 $376 $338 $20 $100 $1,032 $86
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Data variables include married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Colorado minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, multi-policy, and safe-driver. Table data does not factor in specific location information which can revise coverage prices noticeably.

Should you raise deductibles?

One of the more difficult decisions when buying car insurance is at what level do you set your deductibles. The following insurance rates can help you visualize the differences in premium rates between high and low comp and collision deductibles. The first set of rates uses a $250 physical damage deductible and the second pricing table uses a $1,000 deductible.


Audi Q7 insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Q7 3.6 Quattro $376 $620 $352 $20 $106 $1,499 $125
Q7 3.6 Premium $376 $620 $352 $20 $106 $1,499 $125
Q7 3.0 Premium Turbo $376 $620 $352 $20 $106 $1,499 $125
Q7 3.6 Quattro Turbo Diesel $376 $620 $352 $20 $106 $1,499 $125
Q7 3.6 Premium Plus $376 $620 $352 $20 $106 $1,499 $125
Q7 3.6 Prestige S-Line $376 $702 $352 $20 $106 $1,581 $132
Q7 3.6 Prestige $376 $702 $352 $20 $106 $1,581 $132
Q7 3.6 Premium Plus SLINE $376 $702 $352 $20 $106 $1,581 $132
Q7 3.0 Premium Plus S-Line Turbo $376 $702 $352 $20 $106 $1,581 $132
Q7 3.0 Premium Plus Turbo $376 $702 $352 $20 $106 $1,581 $132
Q7 3.0 Prestige S-Line Turbo $412 $702 $352 $20 $106 $1,617 $135
Q7 3.0 Prestige $412 $702 $352 $20 $106 $1,617 $135
Q7 4.2 Prestige Turbo $412 $702 $352 $20 $106 $1,617 $135
Q7 4.2 Prestige S-Line 8Cyl $412 $702 $352 $20 $106 $1,617 $135
Q7 4.2 Quattro $412 $702 $352 $20 $106 $1,617 $135
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Audi Q7 insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Q7 3.6 Quattro $232 $390 $352 $20 $106 $1,100 $92
Q7 3.6 Premium $232 $390 $352 $20 $106 $1,100 $92
Q7 3.0 Premium Turbo $232 $390 $352 $20 $106 $1,100 $92
Q7 3.6 Quattro Turbo Diesel $232 $390 $352 $20 $106 $1,100 $92
Q7 3.6 Premium Plus $232 $390 $352 $20 $106 $1,100 $92
Q7 3.6 Prestige S-Line $232 $442 $352 $20 $106 $1,152 $96
Q7 3.6 Prestige $232 $442 $352 $20 $106 $1,152 $96
Q7 3.6 Premium Plus SLINE $232 $442 $352 $20 $106 $1,152 $96
Q7 3.0 Premium Plus S-Line Turbo $232 $442 $352 $20 $106 $1,152 $96
Q7 3.0 Premium Plus Turbo $232 $442 $352 $20 $106 $1,152 $96
Q7 3.0 Prestige S-Line Turbo $254 $442 $352 $20 $106 $1,174 $98
Q7 3.0 Prestige $254 $442 $352 $20 $106 $1,174 $98
Q7 4.2 Prestige Turbo $254 $442 $352 $20 $106 $1,174 $98
Q7 4.2 Prestige S-Line 8Cyl $254 $442 $352 $20 $106 $1,174 $98
Q7 4.2 Quattro $254 $442 $352 $20 $106 $1,174 $98
Get Your Own Custom Quote Go

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and Colorado minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Rate quotes do not factor in the specific area where the vehicle is garaged which can revise coverage rates substantially.

Based on these figures, using a $250 deductible will cost in the ballpark of $36 more each month or $432 annually than choosing the higher $1,000 deductible. Since you would pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you go more than 21 months between claim filings, you would save more money if you opt for a higher deductible.

The chart below demonstrates how deductible levels and can affect Audi Q7 insurance premiums for each age group. The price estimates are based on a married female driver, full coverage, and no additional discounts are factored in.

Poor driving habits will raise your car insurance rates

The chart below demonstrates how speeding tickets and at-fault collisions impact Audi Q7 annual premium costs for each age group. The premiums are based on a married female driver, comprehensive and collision coverage, $500 deductibles, and no discounts are taken into consideration.

Audi Q7 insurance rates by age and gender

The illustration below shows the difference between Audi Q7 auto insurance rates for male and female drivers. The premiums assume no claims or driving violations, comp and collision included, $500 deductibles, drivers are not married, and no additional discounts are factored in.

Comparison of full coverage and liability-only policies

The illustration below illustrates the comparison of Audi Q7 yearly insurance costs with full physical damage coverage compared to only buying liability only. The costs are based on no violations or claims, $100 deductibles, single status, and no additional discounts are factored in.

Deciding between full coverage and liability only

There is no definitive guideline to eliminate full coverage, but there is a broad guideline. If the yearly cost of full coverage is more than 10% of the replacement cost minus the deductible, then it might be time to buy liability only.

For example, let’s pretend your Audi Q7 book value is $5,000 and you have $1,000 policy deductibles. If your vehicle is destroyed, you would only receive $4,000 after paying the physical damage deductible. If premium cost is more than $400 a year to have full coverage, then you may want to consider only buying liability coverage.

There are some circumstances where removing full coverage is not a good idea. If you still have a lienholder on your title, you must maintain physical damage coverage as part of the loan requirements. Also, if your finances do not allow you to purchase a different vehicle in the even your car is totaled, you should keep full coverage in place.

Three main reasons to buy insurance

Even though Colorado Springs Q7 insurance rates can get expensive, paying for insurance serves several important purposes.

The benefits of having insurance are definitely more than the cost, particularly if you ever have a claim. The average driver in America is overpaying more than $820 a year so you should quote your policy with other companies each time the policy renews to save money.

Informed Consumers Can Reduce Their Insurance Costs

A large part of saving on auto insurance is knowing the different types of things that help calculate your auto insurance rates. When you understand what influences your rates, this helps enable you to make changes that may result in much lower annual insurance costs. Many different elements are considered when premium rates are determined. Most are fairly basic like a motor vehicle report, but other factors are not quite as obvious like your continuous coverage and annual miles driven.

Don’t give up on affordable premiums

Some companies do not provide the ability to get quotes online and these small insurance companies prefer to sell through local independent agencies. Budget-friendly insurance in Colorado Springs can be found both online and from local agencies, and you should compare price quotes from both to get a complete price analysis.

In this article, we covered many tips how you can find affordable Audi Q7 insurance in Colorado Springs. The key concept to understand is the more price quotes you have, the better chance you’ll have of finding cheaper Colorado Springs car insurance quotes. You may even discover the best price on insurance is with some of the smallest insurance companies. Smaller companies often have lower prices on specific markets compared to the large companies like State Farm, GEICO and Nationwide.

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